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In the U.S., financial aid is available for most students who wish to pursue secondary education. To start the process, you first have to fill out a FAFSA application form. This is a general application for all types of financial aid, such as federal student loans, scholarships, grants, bursaries and work-study programs. One thing that many students forget to do is sign the application, which slows the process because the student aid office has to send the application back to you for your signature.

If you are a dependent student, your parents will also have to sign the application form and give documentation of their assets, such as their income and their investments. When the student aid office receives your application, it will prepare a Student Aid Report and send it out to six colleges offering the program you want to apply for. Each of these colleges will then send you a financial aid package based on the information you provide in your application.

For US financial aid, there are federal student loans that you get from a bank but the money is guaranteed by the federal government. You don’t have to start repaying the money until six months after you have finished school, whether you graduate or just leave the program. You don’t have to pay interest, but it does accrue during the first six months before you start the repayment process.

In addition to the federal programs, many colleges also offer bursaries and scholarships to help students with the financial burden of getting a secondary education. For example, if you have really high marks, you might get a scholarship to pay for your tuition for 1 to 4 years provided that you keep an A average. Many athletic schools offer scholarships to students that they want to recruit for their teams and have incentives such as providing housing as well.

In addition to these programs, many states also have financial aid programs that students can apply for. There are many ways for you to get the funds you need to go to college, but even then you might not have enough money to pay for all your needs. Many students get a part time job or rely on extra money from their parents.